Question 1

Can foreigners buy property in Gran Canaria?

Accepted Answer

Yes. There are no restrictions on foreign nationals purchasing property in Gran Canaria or anywhere in Spain. Buyers from both EU and non-EU countries — including the UK, Norway, Germany, the Netherlands and beyond — purchase here regularly. The main practical requirements are a Spanish NIE number (foreign identification number) and, in most cases, a Spanish bank account. Zanderfield works with international buyers every day and can guide you through both.

Question 2

What is the average price of a bungalow in Gran Canaria?

Accepted Answer

Bungalow prices in the south of Gran Canaria typically range from around €150,000 for a smaller resale unit in an established complex, up to €400,000 or more for larger, well-positioned properties with private pools or sea views. The most popular areas — Maspalomas, Playa del Inglés and Meloneras — command a premium. Prices have risen steadily in recent years due to strong international demand and limited new supply. Zanderfield can provide current market valuations for any area or property type.

Question 3

Is Gran Canaria a good place to invest in property?

Accepted Answer

Gran Canaria has consistently attracted international property investment for decades, and the fundamentals remain strong. The island benefits from year-round sunshine, stable demand from Northern European buyers and retirees, a mature rental market, and a legal framework that protects foreign ownership. The south coast in particular — Maspalomas, Playa del Inglés and surrounding areas — offers a combination of lifestyle appeal and reliable long-term value. As with any property market, local knowledge is essential, and Zanderfield is here to help you make an informed decision.

Question 4

What are the buying costs for property in Spain?

Accepted Answer

As a general guide, buyers in Gran Canaria should budget approximately 8–10% on top of the purchase price to cover all transaction costs. For resale properties, this includes transfer tax (Impuesto de Transmisiones Patrimoniales), notary fees, land registry fees and administrative costs. For new-build properties, IGIC (the Canary Islands equivalent of VAT) applies instead of transfer tax. Additional costs may include legal fees if you appoint a solicitor, which is strongly recommended for international buyers. Zanderfield can connect you with trusted local lawyers and advise on the full cost picture before you commit.

Question 5

Can I get a mortgage in Spain as a non-resident?

Accepted Answer

Yes. Spanish banks do offer mortgages to non-residents, though the terms differ from resident mortgages. Non-residents can typically borrow up to 60–70% of the property value, compared to up to 80% for residents. You will need to demonstrate sufficient income, provide documentation such as tax returns and bank statements, and obtain a NIE number before the mortgage can be formalised. Some international buyers also arrange financing through lenders in their home country. Zanderfield can refer you to experienced mortgage brokers who specialise in non-resident financing in Gran Canaria.

Question 6

What is the difference between a bungalow and apartment in Gran Canaria?

Accepted Answer

In Gran Canaria, the term bungalow refers to a low-rise, ground-floor or first-floor property within a residential complex, typically with its own private terrace or garden and direct outdoor access. They are usually single-storey or split-level. Apartments, by contrast, are found within multi-storey buildings and may be on any floor, with access to shared communal areas. Bungalows are particularly sought after by international buyers for their privacy, outdoor space and ease of access, and they tend to command a premium in popular areas like Maspalomas and Playa del Inglés.

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